So you want to buy that guitar, keyboard or amplifier and you don't have the money.  What do you do?  You could put it on layaway but you don't get the instant gratification of taking it home and trying it out that day - you have to wait until it's paid off.  You could borrow the money from a friend or family member but you don't want that to become an issue to come between you.

So what can you do?

Through Desjardins financial services, you can have the financial deferral benefits of layaway with the joy of being able to take the item home immediately.  With a lower interest rate than most personal loans from the regular banks and special offers like 0% financing, Desjardins offers flexible terms like six months no payments or twelve equal monthly payments.  Application can be made in-store and approved in minutes.  Come in and see how easy it can be to buy the item you've been wanting.  Just click the logo below for more information: